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How Live Dealer Baccarat is Played

By: Bob Tharten, Posted on: 2007-10-13

The rules of Baccarat is pretty simple. In the version that is played in casinos and online casinos in the United States, Canada, Sweden, Australia and Macau is called the Punto Banco version. This is the easiest of the three variations to learn. Some people when they walk through a casino and they see a high limit Baccarat table they get intimidated but the truth is that Baccarat is perhaps the easiest game to understand and the easiest game to play in the entire casino. The premise is simple, the player with the highest card total wins.

On the Baccarat table there will be three betting spots the Tie, Player and the Banker. These names do no refer to you as the player or the house as the banker for the sake of this game the names are betting tools. Each bet will get two cards and both cards will be face down . The croupier who works for the casino will turn over the cards and then add the two cards together. The object is to get a perfect score of 9 but that isn’t as easy as it sounds.

The croupier can call for extra cards to be placed on the cards if they need be. For example, if the Player has a total of 0 which is possible to a 5 then the croupier will call for one more card. The Player has a 6 or 7 then the croupier will stand, If the cards total an 8 or a 9 then there will be also be no cards given out. Keep in mind as you read the rules here that the ultimate goal is 9 points, not a single 9 card but a combination of cards that will equal 9.

The Banker can draw cards as well, but the croupier’s decision to take extra cards will depend on the Player. If the player did not take a card at all and the banker will take a card if he has a 0 through 5 then like the Player he will also stand at a 6 or a 7.

If the player initially had a 2 or 3 then the banker will take a card if he has 0 to 4 and will stand on a 5, 6 or 7.

If the Player has a 4 or a 5 then the Banker will also take a card if he has a 0 to 5 and will also stand on a 6 or a 7.

If the Player has a 6 or 7 then the Banker will take a card if he has a 0 to 6 but they will stand on a 7.

Now, if the player draws an 8 then the Banker will take a card if he has a 0 to a 2 and will stand on 3 through 7.

If the Player has an ace, 9 or 10 or even a Jack, Queen or King then the Banker will take a card if he has a 0 through 3 and will stand in 4 through 7.

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